Which policy covers shipments and deliveries on a single-trip basis?

• A. Motor Truck Cargo
• B. Trip Transit
• C. Trailer Interchange
• D. Annual Transit

Answer: (B)

Understanding transit insurance forms for cargo in truck transport is about how many trips the policy covers. A Trip Transit policy is built specifically to cover a shipment from origin to destination on one single trip. It provides coverage for that individual movement and ends when the cargo is delivered. This makes it the right choice when you know there will be only one delivery to insure.

In contrast, Annual Transit covers many shipments over the policy period, not just a single trip, so it isn’t restricted to one movement. Motor Truck Cargo is a broad form that covers cargo in transit in general, but isn’t defined by whether the coverage is for a single trip or multiple trips. Trailer Interchange covers a trailer under an interchange agreement (often regarding liability and physical damage to trailers under loan or lease), not the shipment’s trip count.

So, for shipments and deliveries on a single-trip basis, Trip Transit is the appropriate coverage.