Which organization replaced FRP&CJUA and Florida Windstorm?

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Prepare for the Florida Claims Adjuster (6-20) Test. Use flashcards and multiple choice questions, with hints and explanations for each question. Ace your exam!

Multiple Choice

Which organization replaced FRP&CJUA and Florida Windstorm?

Explanation:
In Florida, the organization that replaced the former joint underwriting associations (FRP&CJUA and the Florida Windstorm Insurance) is Citizens Property Insurance Corporation, commonly known as Citizens. It was created to be the insurer of last resort for property coverage in Florida, taking over responsibilities from those earlier state-backed associations that served high-risk properties, especially in hurricane-prone areas. The other options focus on different lines of insurance—workers’ compensation and auto—and are not replacements for those property-focused associations.

In Florida, the organization that replaced the former joint underwriting associations (FRP&CJUA and the Florida Windstorm Insurance) is Citizens Property Insurance Corporation, commonly known as Citizens. It was created to be the insurer of last resort for property coverage in Florida, taking over responsibilities from those earlier state-backed associations that served high-risk properties, especially in hurricane-prone areas. The other options focus on different lines of insurance—workers’ compensation and auto—and are not replacements for those property-focused associations.

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