Which of the following would not result in license suspension?

• A. Selling a product for which one is not licensed
• B. Calling another agent or adjuster a crook
• C. Representing a policy truthfully
• D. Making false entries on an insurance application

Answer: (C)

The action that would not result in license suspension is representing a policy truthfully. When you accurately disclose and communicate the details of a policy—its terms, coverage, and status—you’re acting within the rules that govern honesty and integrity in insurance practice. This aligns with the licensing framework that aims to prevent deception, not to punish truthful conduct.

Selling a product for which you are not licensed is practicing without proper authority and is a direct violation that can lead to suspension. Making false entries on an insurance application is fraudulent activity and is a serious ground for suspension as well. Calling another agent or adjuster a crook is unprofessional and could invite disciplinary action, but it does not inherently involve a prohibited practice like misrepresentation or unlicensed activity in the same way, so it’s not as clear a trigger for automatic suspension as the others.