Which item is identified by the Declarations page besides the named insured and address?

• A. Limits of coverage that apply
• B. The endorsements list
• C. The deductible schedule
• D. The loss history

Answer: (A)

The Declarations page is the policy’s front page of essential facts, showing who is insured and where the property is located, along with key financial terms. The item it identifies besides the named insured and address is the limits of coverage—the maximum amount the insurer will pay for a covered loss. This limit sets the financial cap of protection under the policy and is a crucial figure for understanding the policy’s level of risk transfer. Endorsements, deductibles, and loss history are typically found in other sections or schedules of the policy rather than on the Declarations page itself, so the most defining item listed there beside the insured and address is the limits of coverage that apply.