Which Inland Marine policy would cover shipments year-round?

• A. Trip Transit
• B. Annual Transit
• C. Motor Truck Cargo
• D. Trailer Interchange

Answer: (B)

Coverage for multiple shipments across the policy period. Inland Marine forms distinguish how often shipments are covered: one form is tied to a single trip, ending when that shipment arrives; another form provides ongoing coverage for all shipments within a year; still others focus on cargo while in transit by a specific vehicle or on trailers under interchange.

The best choice for year‑round shipments is the form that stays active for the entire policy period and covers multiple shipments as they occur, up to the policy limits. That open, annual approach means you don’t have to set up a new coverage every time a shipment moves. It eliminates gaps and keeps the cargo protected through repeated trips throughout the year.

Trip Transit covers only one trip, so it doesn’t meet the year‑round need. Motor Truck Cargo protects cargo in transit by motor carriers but isn’t the same as an annual, multi‑shipment form. Trailer Interchange covers trailers used under an interchange agreement, not the recurring shipments themselves. So, the form designed for ongoing shipments year after year is Annual Transit.