Which Florida statute grants the right to sue an insurer for damages due to unfair practices?

• A. Section 624.155
• B. Section 627
• C. Section 320
• D. Section 455

Answer: (A)

The ability to sue an insurer for damages due to unfair practices comes from the statute that creates a private civil remedy for unfair or deceptive claims handling by insurers. In Florida, this right is provided by Florida Statutes 624.155. It authorizes a civil action for damages when an insurer engages in unfair or deceptive acts or practices in handling or settling claims, and it can also allow attorneys’ fees in certain circumstances.

Other sections cover different aspects of insurance and regulatory matters and do not provide this private right of action for unfair practices in claims handling.