Which action is a stated reason for suspension, revocation, or termination of a license?

• A. Transacting Insurance outside of scope of one's license
• B. Completing continuing education on time
• C. Advertising honestly
• D. Filing annual reports on time

Answer: (A)

Transacting insurance outside the scope of one's license is a direct violation of licensing rules. A license authorizes specific lines of authority and kinds of activities; acting beyond those boundaries is unauthorized and is a clear ground for suspending, revoking, or terminating the license to protect consumers and ensure competent, authorized conduct.

The other actions described are compliant behaviors: completing continuing education on time helps maintain the license, advertising honestly supports truthful communication with consumers, and filing annual reports on time meets administrative responsibilities. None of these describe conduct that would trigger suspension or loss of license; they’re items that align with keeping the license in good standing.