When covered property is damaged, the cost for temporary repairs and the cost to expedite permanent repairs or replacement is covered under:

• A. Defense Costs
• B. Supplementary Payments
• C. Automatic Coverage
• D. Expediting Expenses

Answer: (D)

Expediting expenses coverage is designed to pay the extra costs you incur to speed up repairs and to perform temporary measures that prevent further damage after a covered loss. This means you can recover not only the standard repair costs but also the additional costs to hasten those repairs or replacements, plus the costs of temporary repairs needed to protect the property while permanent work is arranged. For example, tarping a damaged roof or quickly hiring crews to start repairs fall under this coverage because they are intended to protect the property and shorten the recovery time.

Other options don’t fit because they relate to liability defense (defense costs), extra payments for liability claims (supplementary payments), or are not a specific coverage category for expediting repairs (automatic coverage).