Under Supplemental Payments in a CGL policy, which item is not covered?

• A. Expenses incurred at the company's request
• B. Lost wages up to $100/day
• C. Bail bonds up to $250
• D. Interest on judgments

Answer: (B)

Supplemental Payments are the insurer’s extra costs to defend the claim and cover certain incidentals, not the insured’s own wage losses from the claim. They include expenses the insured incurs at the insurer’s request, bail bonds up to a stated limit, and interest on judgments. These are considered defense-related or court-related costs that the insurer covers in addition to the policy limits. Lost wages, or the insured’s own earnings lost because of attending hearings or being tied up in the claim, aren’t treated as defense costs; therefore they aren’t covered under Supplemental Payments. That’s why lost wages up to $100 per day is not covered, making it the best choice.