Under Other Structures, which items are commonly covered?

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Prepare for the Florida Claims Adjuster (6-20) Test. Use flashcards and multiple choice questions, with hints and explanations for each question. Ace your exam!

Multiple Choice

Under Other Structures, which items are commonly covered?

Explanation:
Other Structures coverage protects items on the insured premises that aren’t physically attached to the main dwelling. That means detached structures not permanently attached, such as a shed or a fence, are the typical examples covered. The main dwelling itself is handled separately under the dwelling coverage, and personal belongings inside the home fall under personal property coverage. Vehicles in the driveway are generally covered by an auto policy, not this homeowners line, so they don’t fit under Other Structures.

Other Structures coverage protects items on the insured premises that aren’t physically attached to the main dwelling. That means detached structures not permanently attached, such as a shed or a fence, are the typical examples covered. The main dwelling itself is handled separately under the dwelling coverage, and personal belongings inside the home fall under personal property coverage. Vehicles in the driveway are generally covered by an auto policy, not this homeowners line, so they don’t fit under Other Structures.

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