Under Medicare Supplement insurance, the maximum waiting period before coverage applies to pre-existing conditions is:

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Prepare for the Florida Claims Adjuster (6-20) Test. Use flashcards and multiple choice questions, with hints and explanations for each question. Ace your exam!

Multiple Choice

Under Medicare Supplement insurance, the maximum waiting period before coverage applies to pre-existing conditions is:

Explanation:
Medigap plans may exclude coverage for pre-existing conditions for a limited period after the policy starts, and that limit is six months. The waiting period begins on the policy’s effective date and applies to conditions that existed or for which medical advice or treatment was received within the six months before you applied. You can receive credit for prior credible coverage to potentially shorten the wait, but the maximum allowed is six months. So this is why six months is the correct choice.

Medigap plans may exclude coverage for pre-existing conditions for a limited period after the policy starts, and that limit is six months. The waiting period begins on the policy’s effective date and applies to conditions that existed or for which medical advice or treatment was received within the six months before you applied. You can receive credit for prior credible coverage to potentially shorten the wait, but the maximum allowed is six months. So this is why six months is the correct choice.

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