Implied Waiver is best described as:

• A. A waiver that is assumed to be in effect from a person's behavior and shows he is waiving a right.
• B. An explicit written waiver.
• C. A waiver that requires a court order.
• D. A waiver that cancels the policy.

Answer: (A)

Implied waiver occurs when a right is relinquished through someone’s conduct rather than a direct written or spoken statement. It’s an indication, based on how the parties act, that they have chosen not to enforce a known right. For example, if an insurer accepts a late premium and continues to renew the policy, or if an insured continues to use policy benefits after a breach and the insurer keeps paying claims, these actions can be treated as waiving the right to enforce that particular provision. This understanding matches the idea of a waiver that is assumed from behavior and signals a relinquishment of a right. It’s not an explicit written waiver, it doesn’t require a court order, and it doesn’t describe canceling the policy.