How many days does the insured have to request the Supplemental Extended Reporting Period after a claims-made CGL policy expires?

• A. 90 days
• B. 30 days
• C. 180 days
• D. 60 days

Answer: (D)

In a claims-made CGL policy, coverage is triggered by when a claim is made, so protection for late-discovered claims needs a post-expiration extension—the Supplemental Extended Reporting Period. This option must be requested within a specific window after the policy expires. The standard window for the Supplemental ERP is sixty days. This deadline gives the insured a brief, definite period to elect coverage and arrange the necessary premium and paperwork. Missing this window means the Supplemental ERP cannot be added, and only the coverage that existed during the policy term would apply if applicable.