Health insurance protects against all of the following, EXCEPT:

Prepare for the Florida Claims Adjuster (6-20) Test. Use flashcards and multiple choice questions, with hints and explanations for each question. Ace your exam!

Multiple Choice

Health insurance protects against all of the following, EXCEPT:

Explanation:
Health insurance is designed to cover medical costs for illnesses and injuries that aren’t work-related. It pays for hospital stays, surgeries, doctor visits, and prescriptions, and it helps with the medical treatment needed if an injury leads to disability. It also can cover medical expenses that arise from accidental injuries. However, injuries that happen on the job are handled by workers’ compensation, a separate system that provides wage replacement and work-related medical care. Because of this distinction, an injury occurring at work is not covered by health insurance in the same way, making that option the one health insurance does not protect against.

Health insurance is designed to cover medical costs for illnesses and injuries that aren’t work-related. It pays for hospital stays, surgeries, doctor visits, and prescriptions, and it helps with the medical treatment needed if an injury leads to disability. It also can cover medical expenses that arise from accidental injuries. However, injuries that happen on the job are handled by workers’ compensation, a separate system that provides wage replacement and work-related medical care. Because of this distinction, an injury occurring at work is not covered by health insurance in the same way, making that option the one health insurance does not protect against.

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