Extended PIP increases which benefit percentage?

• A. Medical benefits from 80% to 100%
• B. Income loss from 60% to 80%
• C. Death benefit by $5,000
• D. Premium amount increase

Answer: (A)

Extended PIP specifically changes the medical benefits portion of Personal Injury Protection, increasing the coverage from 80% of reasonable medical expenses to 100%. This means after an auto accident, the insurer pays the full 100% of eligible medical costs rather than only 80%, helping reduce out-of-pocket expenses for medical care. The other options aren’t about the medical-benefits percentage: income loss coverage isn’t raised by this change, the death benefit isn’t adjusted by Extended PIP, and while premium costs can be influenced by policy changes in general, the question targets which benefit percentage is increased, which is the medical benefits portion.