Coverage A refers to which insuring agreement?

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Prepare for the Florida Claims Adjuster (6-20) Test. Use flashcards and multiple choice questions, with hints and explanations for each question. Ace your exam!

Multiple Choice

Coverage A refers to which insuring agreement?

Explanation:
Coverage A is the Bodily Injury and Property Damage Liability insuring agreement. It covers the insured’s legal obligation to pay others for injuries and for damage to their property caused by an automobile accident. It does not cover the insured’s own medical expenses (that’s Medical Payments or PIP, depending on the policy), and the term “Auto Liability Agreement” isn’t the standard name for this coverage. So the best choice is the Bodily Injury and Property Damage Liability insuring agreement.

Coverage A is the Bodily Injury and Property Damage Liability insuring agreement. It covers the insured’s legal obligation to pay others for injuries and for damage to their property caused by an automobile accident. It does not cover the insured’s own medical expenses (that’s Medical Payments or PIP, depending on the policy), and the term “Auto Liability Agreement” isn’t the standard name for this coverage. So the best choice is the Bodily Injury and Property Damage Liability insuring agreement.

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