All of the following are included in the definition of a building, EXCEPT:

• A. Floor coverings
• B. Wall treatments (wallpaper)
• C. Temporary structures on or within 100 feet of the premises
• D. Copy machines

Answer: (D)

The building definition covers the structural parts and permanently installed features of the insured property. Floor coverings and wall treatments are considered part of the building because they are installed as integral, permanent components of the structure. Temporary structures on or within 100 feet of the premises are also included in the scope of the building for the policy’s boundary purposes, since they exist on the insured premises and are tied to the property’s footprint. Copy machines, by contrast, are movable business equipment and are classified as contents or business personal property rather than part of the structure itself. They are not included in the building definition, which is why copy machines are the correct exception.