According to Client's Property coverage, the insured provides protection for property that is not owned by the insured but on the premises of a client. Whose property is protected?

• A. The insured
• B. The client
• C. The insured's employees
• D. The government

Answer: (B)

Client's Property coverage protects property belonging to someone else that is on the insured’s premises. It covers items not owned by the insured but in the insured’s care, custody, or control, such as the client’s belongings on the client’s premises. Therefore, the property being protected in this scenario belongs to the client. The insured’s own property would be covered under a different type of property coverage, and the focus of Client's Property isn’t on the insured’s employees’ or government property.