A Florida employee was sent to Boston to work for one week. While in Boston, they were injured on the job. How is the injury covered under WC benefits?

• A. The injury is covered under Florida's WC law
• B. There is no coverage under either state law
• C. The injury is covered under Massachusetts WC law
• D. None of the above

Answer: (A)

Temporary interstate work assignments are typically covered by the home state’s workers’ compensation law. Here, the worker is employed by a Florida employer and is in Massachusetts only briefly for that employer's assignment. The injury occurred while performing duties for the Florida employer, so Florida workers’ compensation coverage applies even though the accident happened in Boston. Massachusetts law would come into play only if the assignment were long-term or if there were no Florida coverage being in effect. Since the scenario involves a short, temporary out-of-state assignment, Florida’s WC law provides the coverage.