A Claim is defined as which of the following?

Prepare for the Florida Claims Adjuster (6-20) Test. Use flashcards and multiple choice questions, with hints and explanations for each question. Ace your exam!

Multiple Choice

A Claim is defined as which of the following?

Explanation:
A claim is the formal assertion by the insured or a claimant against the insurer seeking coverage or payment for a loss under the policy, typically accompanied by a demand for relief. This starts the claims-handling process, prompting the insurer to investigate, determine coverage, and assess the amount payable. It isn’t a request to cancel a policy, a document listing premiums, or an investigation report (though an investigation may occur as part of handling the claim). For example, reporting a car accident and asking the insurer to pay for repairs under the policy illustrates a claim.

A claim is the formal assertion by the insured or a claimant against the insurer seeking coverage or payment for a loss under the policy, typically accompanied by a demand for relief. This starts the claims-handling process, prompting the insurer to investigate, determine coverage, and assess the amount payable. It isn’t a request to cancel a policy, a document listing premiums, or an investigation report (though an investigation may occur as part of handling the claim). For example, reporting a car accident and asking the insurer to pay for repairs under the policy illustrates a claim.

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